Considerations for New Insurance Shoppers

Thanks to confusing terms and complicated pricing structures, shopping for a New York car insurance quote for the first time can be a little confusing. However, if you live in New York, insurance is required for all registered cars so … Read more


How Accidents and Tickets Affect Your Premium

It makes sense that getting in an accident and filing an insurance claim will raise your insurance payments, but did you know that just getting in an accident without filing a claim or even getting a traffic ticket can raise … Read more


Minimum Insurance Requirements for New York State

When it comes time for New York car insurance quote shoppers to settle down and select an insurance plan, the most popular rate seems to be “whatever’s cheapest.” Saving money is all well and good, but you’ll want to make … Read more


What Is The Assigned Risk Plan, and Why Is It So Expensive?

New York State invented an interesting plan – the assigned risk program – for certain drivers that may have trouble finding car insurance, but if you find yourself in that group, you’ll probably think the plan is something other than … Read more


Deductibles Explained

The amount of your deductible is one of the biggest factors in the cost of your car insurance. As such, it’s important to understand what a deductible is and how it factors in to your insurance. In simple terms, the … Read more


New York Car Insurance: How to Get the best Deal

New York Car Insurance is affected by NY state laws and your search for the best deal should start with an understanding of some key provisions of the law. For example, liability coverage in the state has a liability minimum … Read more


Cars That Keep Insurance Costs Low

Few consider the cost of insurance when they spring for a brittle sports car or bright red theft magnet. This is unfortunate, because a number of seemingly inconspicuous factors can make your car more likely to be stolen or sustain … Read more


Five Car Insurance Savings Tips

If you’re currently on the prowl for a New York car insurance quote, odds are you aren’t searching for the highest premium you can find. To help you along the never-ending quest of saving money, here are some handy … Read more


Common Types of Car Insurance Explained

Shopping for New York City car insurance can be a confusing process, especially when it comes to deciding what kinds of insurance to carry and what kinds to forego. While this isn’t a complete list, here’s a quick rundown of … Read more


An Insiders Guide to New York Car Insurance

Understanding the state minimums for liability coverage:

New York state liability minimum, in insurance speak, is 25/50/10.

The first two numbers concern what your insurer will pay in the event of bodily injury resulting from a crash in which you … Read more