How Vin Etching Can Save You Money On Your Car Insurance

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Between driving, cleaning, and maintenance, we spend more time with our cars than some family members. Because of this, it’s no surprise that tender feelings may develop there, and it’s only natural to protect what you care about. However, car insurance can take a huge bite out of your monthly budget. Luckily, there are tons of small measures you can take that will not only protect your automotive baby, but save you some money while you’re at it. One of the easiest (and often overlooked) methods is VIN etching.

Before we get into that, let’s cover some basics. Every car has a Vehicle Identification Number (VIN) that is used to track that vehicle in a number of ways: ownership, sale, registration, and so on. This VIN is stamped onto different parts of the car, most commonly the dash or door. Stolen cars are primarily identified by their VIN; changing licence plates is trivial.

Thieves must alter or remove the VIN on a car if they want to drive or sell it. VIN etching subtly inscribes the VIN number on every window of a car, meaning that the thief now has to remove every window of the car in addition to the original VIN. If you’ve ever had a cracked window, you know how expensive that proposition can be. Now, imagine you’re a car thief, and you see two cars side by side. One has VIN etching, and the other does not. Which would you go for?

It doesn’t take a stretch of the imagination to see that VIN etching is a huge deterrent to car thieves. In fact, thieves target VIN etched cars 64% less than normal cars, and even if they do make off with the vehicle, etched cars have an 85% higher chance of being recovered. These numbers translate to direct savings in car insurance. Since VIN etching makes your car a safer bet, most auto insurance companies will offer a 2-5% discount off your premium with that safety feature in place.

Here’s the best part — VIN etching kits only cost $15-$30, which means it’ll more than pay for itself in under a year. You’re looking at a feature that will not only increase the safety of your car, but also save you money almost immediately. To make the deal even sweeter, most car insurance companies offer discounts like this already, so odds are your company already does. If not, you may want to consider shopping around to find the best deal.

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